:root {
    --brick: #003366;
    --brick-dark: #00264d;
    --gold: #0099ff;
    --sand: #f4f8fb;
    --slate: #162231;
    --fog: #d4e1ee;
    --silver: #c8d3df;
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: "Libre Baskerville", "Georgia", serif;
    background: radial-gradient(circle at top, #ffffff 0%, var(--sand) 55%, #ffffff 100%);
    color: var(--slate);
}

header {
    background: linear-gradient(120deg, var(--brick) 0%, #001326 100%);
    color: #fff;
    padding: 18px 24px 28px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    border-bottom: 4px solid var(--gold);
}

.brand + nav {
    margin-top: 18px;
}

header h1 {
    margin: 0;
    font-size: 22px;
    letter-spacing: 0.5px;
}

nav {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px;
}

nav a {
    color: #fff;
    text-decoration: none;
    margin-right: 10px;
    font-weight: 600;
    padding: 8px 12px;
    border-radius: 6px;
    border: 1px solid rgba(255, 255, 255, 0.35);
    background: rgba(255, 255, 255, 0.08);
    transition: background 0.12s ease, border-color 0.12s ease, transform 0.12s ease;
}

nav a:last-child {
    margin-right: 0;
}

nav a:hover {
    background: rgba(255, 255, 255, 0.18);
    border-color: rgba(255, 255, 255, 0.6);
    transform: translateY(-1px);
}

nav a.broker-login {
    margin-left: auto;
}

main {
    padding: 28px 24px 48px;
}

section {
    background: #fff;
    border: 1px solid var(--fog);
    border-radius: 12px;
    padding: 22px;
    margin-bottom: 24px;
    box-shadow: 0 12px 30px rgba(20, 20, 20, 0.06);
}

h2, h3 {
    margin-top: 0;
}

.hero {
    background: linear-gradient(135deg, #ffffff 0%, #f5f2ef 100%);
    border: 1px solid var(--fog);
}

.hero .eyebrow {
    text-transform: uppercase;
    letter-spacing: 1.6px;
    font-size: 12px;
    color: var(--brick);
    font-weight: 700;
    margin: 0 0 6px;
}

.bullet-list,
.number-list {
    margin: 0;
    padding-left: 18px;
}

.bullet-list li,
.number-list li {
    margin-bottom: 8px;
}

.cta-block {
    border: 2px solid var(--brick);
}

.compare-block {
    background: #fff7ec;
    border: 1px solid var(--gold);
}

.trust-block {
    background: #f7f4f1;
    border: 1px dashed var(--gold);
}

.trust-note {
    font-size: 14px;
    color: #7a6a55;
    margin-top: 12px;
}

.faq-list {
    display: grid;
    gap: 14px;
}

.faq-item h3 {
    margin-bottom: 6px;
}

.feature-grid {
    display: grid;
    gap: 18px;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

.feature-card {
    border: 1px solid var(--fog);
    border-radius: 10px;
    padding: 18px;
    background: #fff;
}

form {
    display: grid;
    gap: 14px;
}

.inline-fields {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}

label.compact {
    min-width: 140px;
    flex: 0 0 auto;
}

label.compact select {
    max-width: 140px;
}

label {
    display: grid;
    gap: 6px;
    font-weight: 600;
}

input, select, textarea, button {
    font: inherit;
    padding: 10px 12px;
    border-radius: 6px;
    border: 1px solid #b9c0c7;
}

input:focus, select:focus, textarea:focus {
    outline: 2px solid rgba(0, 153, 255, 0.35);
    border-color: var(--brick);
}

button {
    background: var(--brick);
    color: #fff;
    border: none;
    cursor: pointer;
    font-weight: 700;
    letter-spacing: 0.4px;
}

button:hover {
    background: var(--brick-dark);
}

a {
    color: var(--brick);
}

a:hover {
    color: var(--brick-dark);
}

.stacked-buttons {
    display: grid;
    gap: 10px;
    max-width: 320px;
}

.btn {
    display: inline-block;
    text-align: center;
    background: var(--brick);
    color: #fff;
    padding: 12px 14px;
    border-radius: 6px;
    text-decoration: none;
    font-weight: 700;
    border: 1px solid transparent;
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.12);
    transition: transform 0.12s ease, box-shadow 0.12s ease, background 0.12s ease, color 0.12s ease;
}

.btn:hover {
    background: var(--brick-dark);
    color: #fff;
    transform: translateY(-1px);
    box-shadow: 0 10px 22px rgba(0, 0, 0, 0.16);
}

.btn.secondary {
    background: #ffffff;
    color: var(--brick);
    border: 1px solid var(--brick);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.08);
}

.btn.secondary:hover {
    background: #f7f1ef;
    color: var(--brick-dark);
    border-color: var(--brick-dark);
}

table {
    width: 100%;
    border-collapse: collapse;
    font-size: 14px;
}

.table-scroll {
    max-height: 60vh;
    overflow: auto;
    border: 1px solid var(--fog);
    border-radius: 10px;
}

.table-scroll table {
    margin: 0;
}

.home-slider .home-slide {
    display: none;
}

.home-slider .home-slide.is-active {
    display: block;
}

th, td {
    text-align: left;
    border-bottom: 1px solid var(--silver);
    padding: 10px 8px;
}

.badge {
    display: inline-block;
    background: var(--brick);
    color: #fff;
    padding: 4px 10px;
    border-radius: 999px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.4px;
}

footer {
    background: var(--slate);
    color: #fff;
    padding: 24px;
}

footer p {
    margin: 12px 0 0;
    font-size: 13px;
    color: rgba(255, 255, 255, 0.8);
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    gap: 12px 18px;
}

.footer-links a {
    color: #fff;
    text-decoration: none;
    font-weight: 600;
}

.footer-links a:hover {
    color: var(--silver);
}

.modal {
    position: fixed;
    inset: 0;
    display: none;
    align-items: center;
    justify-content: center;
    padding: 24px;
    z-index: 2000;
}

.modal.is-open {
    display: flex;
}

.modal-backdrop {
    position: absolute;
    inset: 0;
    background: rgba(12, 14, 18, 0.65);
}

.modal-dialog {
    position: relative;
    background: #fff;
    border-radius: 12px;
    padding: 22px;
    max-width: 520px;
    width: 100%;
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.25);
    z-index: 1;
}

.modal-dialog h2 {
    margin-top: 0;
}

.modal-close {
    position: absolute;
    top: 12px;
    right: 14px;
    background: transparent;
    border: none;
    font-size: 24px;
    line-height: 1;
    color: var(--slate);
    cursor: pointer;
}

.modal-close:hover {
    color: var(--brick);
}

.chat-button {
    position: fixed;
    right: 24px;
    bottom: 24px;
    background: var(--gold);
    color: #001326;
    padding: 12px 16px;
    border-radius: 999px;
    text-decoration: none;
    font-weight: 700;
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.18);
    z-index: 1500;
    border: 1px solid rgba(0, 0, 0, 0.1);
}

.chat-button:hover {
    background: #0085dd;
    color: #001326;
}

.brand {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-bottom: 16px;
}

.brand img {
    width: 96px;
    height: 96px;
    border-radius: 8px;
    background: #ffffff;
    padding: 4px;
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.16);
}

footer .brand {
    padding-bottom: 0;
}

footer .brand img {
    width: 72px;
    height: 72px;
}

@media (max-width: 720px) {
    header {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    nav {
        display: flex;
        flex-wrap: wrap;
        gap: 10px;
    }
}

.team-card img {
    width: 100%;
    max-width: 280px;
    height: 220px;
    object-fit: cover;
    border-radius: 10px;
    margin-bottom: 12px;
    border: 1px solid var(--fog);
}

.team-card h3 {
    margin-top: 0;
}